A sensible approach to life insurance begins with an honest, perhaps uncomfortable, question:
Do you want to leave money to someone who depends upon you if you die unexpectedly?
If you answered “yes,” life insurance is one reasonable tool for accomplishing your wish. Life insurance helps you provide for people you love after you’re gone. It’s that simple. It works. I’ve delivered the checks.
Some loved ones use the money to transition through the grieving period by paying funeral expenses, taking more time off work, or visiting family and friends. Others use it for larger, longer goals like paying off debts, replacing income, education, or caring for the kids. In short, it’s helpful.
So, if you are interested in leaving money to someone who depends on you, if you want to know how life insurance works, let’s chat.
Here’s what happens:
- We’ll discuss what you’re trying to accomplish.
- We’ll help you think through what that means in terms of life insurance.
- We’ll give you a solid sense of your options and costs.
- If necessary, we’ll make the extra call to underwriters to investigate for special concerns (Hanglider? Surgery?)
There are many situations when people don’t need life insurance. We’re open to the idea, and we tell clients this.
While we don’t guarantee we’ll sell you a policy, we do guarantee help as you think through what’s right for you and yours.
Learn more About Us (actual people!) and our Sensible Approach. Or learn more about how life insurance works at our Understanding Life Insurance page.