We know that you could be cleaning your car, doom-scrolling, or scheduling a dental appointment, 🙂 but if you’re here in Oregon, especially near Hillsboro, we’d love to provide a car and home insurance comparison for you.
These past few years have been absolutely brutal for car and especially home pricing. That makes it a good time to check your car and home insurance rates, especially if it’s been a few years.
Even so, there are some important reasons people choose not to get quotes, and we take those seriously.
Some people report it’s busy-ness. Whether kid events, work pursuits, or caring for parents, life just feels crazy. Who wants one more decision to make?!
Some people report experiencing your run-of-the-mill laziness. (Not that we’ve ever experienced this.)
Others report that the idea of talking with a salesperson fills them with, well, horror. And that’s what we want to tackle here.
This is not quite a matter of fright but more an uneasy anticipation, what we’ll here call, “the inward groan.”
The Inward Groan
I suspect that many of us inwardly groan at the thought of having to talk to a salesperson, and those of us who don’t are probably salespeople.
The main reason for that uneasy reflex is probably due to personality and also lousy experience. Who hasn’t had a handful of experiences with pushy, aggressive, or sneaky salespeople? Ergggg.
I recently had a pest control salesperson knock on my door and ask me if I had plans for dealing with my home’s ants and spiders like my neighbor, you know, the one across the street who was smart enough to purchase this salesman’s services. I told him kindly, “I take care of it myself and don’t want your service but thank you for the offer.”
True to his pest training, the fellow pushed on, held up an insect picture book(!) and asked, “so, can you tell me which of these insects you’ve seen?” I laughed at the children’s book approach (“Spiders and earwigs and ants, oh my!”)–a first for me, said “Good luck out there,” and he relented and scootered away to his next neighbor.
Still, the whole exchange was uncomfortable because, well, the inward groan is real.
But that inward groan may be keeping you from improving your insurance situation, and not all insurance people are pushy!
Tips for pushing past the inward groan:
- Take 5-10 minutes to prepare so you’re not in a rush. Gather your insurance materials into a pile or into a digital folder. And then take a few minutes to review each one so you have a sense of what you’ve got, your coverages and insurance cost. Take a break. 🙂
- Remember that you’re the decision-maker, that you’ll only switch companies if it’s worth it to you.
- Remember worst- and best-case. Worst case, you find out you’ve got competitive pricing and probably won’t need to check again for a few years. Best-case, you may well save some major money!
- Identify a few places to call for quotes. We favor independent agencies because they can get you quotes from multiple places but there are good agencies for State Farm or Allstate out there too.
- Tell them you’re not in a rush and you’d rather have quotes that are accurate and thoughtful rather than just quick. A comparison that you can review.
- Tell them how you want follow-up. Whether calls, emails, texts, or none, state your preferences. This can be a very simple test of how they listen to you.
If it’s been several years since you’ve checked your auto and home insurance, consider pushing past the inward groan. There’s a good chance it’ll help your budget!
Car insurance quotes and suggestions.
Home insurance quotes and suggestions.
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